1. Nature of This Website
Panama City Residents Directory is an independent reference to public rolls, indexes, and historical collections concerning Panama City, Florida. It is not a government database, hosts no official records, and has no connection with a court, agency, or records custodian.
2. Rules for Using This Site
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. External Services
Linked government portals, sponsored tools, and other outside services operate under separate terms and privacy policies. Their availability, fees, content, and handling of data are not controlled by us.
5. Warranty Disclaimer
The site is offered "as is" and "as available." No warranty is made that its content is complete, accurate, or current, or that an external portal will remain available or return a correct match.
6. Liability Limits
To the fullest extent permitted by law, we disclaim liability for direct, indirect, incidental, special, or consequential damages connected with this site, its links, or reliance on records located through them.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Revisions to the Terms
A revised version may be posted here when these terms change. Continued use after publication signifies acceptance of that version.
10. Restricting Access
Access may be limited or blocked, without advance notice, when a user abuses the service or violates these terms.
11. Governing Law
Florida law governs these terms without regard to conflict-of-law principles. Public-record access referenced on the site arises principally under Fla. Const. art. I, §24 and Fla. Stat. ch. 119, including §§119.01 and 119.07.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.